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COMMUNITY HOUSING ACTION PARTNERSHIP (CHAP)
601-3 E. Brockway Avenue, Suite A & B
Morgantown, WV  26501
304.292.0186      infor@chapwv.org

Mission: CHAP is a community consortium that serves as a catalyst to produce quality affordable and accessible homes through leveraging and maximizing resources
HOME REPAIR AND MODIFICATION
FACT SHEET

REPAIR
A Brush with Kindness: Affordable Exterios Home Repair
Mon County Habitat for Humanity
Contact: Matt Kinkus 304.685.1950, matt@moncountyhfh.org
Can help with exterior home repairs such as:
Qualified homeowners:

Click here for more information and an application.


USDA
Single Family Housing Repair Loans & Grants
Elkins Area Office
(304) 636-2158
The Section 504 Home Repair program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.  To qualify, you must:

For grants, you must be age 62 or older and not be able to repay a repair loan

Loans may be used to repair, improve or modernize homes or remove health and safety hazards.  Grants must be used to remove health and safety hazards.  The maximum loan is $20,000; the maximum grant is $7,500.  Loans and grants can be combined for up to $27,500 in assistance.

Loans can be repaid over 20 years.  The interest rate is fixed at 1%.  Full title service is required for loans of $7,500 or more. 

Grants have a lifetime limit of $7,500.  Grants must be repaid if the property is sold in less than 3 years.  If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination

Home loans are available year round as long as funding is available,  Home loan applications are processed in the order they are received.


MODIFICATIONS
Community Living Services Program
Jess Varner, CLSP Coordinator
(304) 296- 6091
jvarner@nwvcil.org
The Community Living Services Program (CLSP) assists individuals with disabilities to function more independently in their homes and communities.  State funding from this program provides independent living services such as: